Please read these terms carefully before using Koynos Digital services. These terms govern your use of our services.
Last updated: June 29, 2025
Welcome to Koynos Digital. These Terms of Service ("Terms") govern your use of our website and services, including web development, printing services, e-wallet transactions, and government assistance services (collectively, the "Services").
These Terms constitute a legally binding agreement between you and Koynos Digital. By using our Services, you agree to be bound by these Terms. If you disagree with any part of these Terms, then you may not access the Services.
By accessing and using Koynos Digital services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.
We reserve the right to modify these terms at any time. We will notify you of any changes by posting the new Terms of Service on this page. Changes are effective immediately upon posting.
We provide custom website and web application development services. All work is performed according to agreed specifications and timelines. Client approval is required at key milestones.
We offer professional printing services including rush ID printing, lamination, mug printing, and custom crafts. All orders are subject to our quality standards and delivery timelines.
We provide e-wallet cash-in, cash-out, and e-load services. All transactions are processed securely and are subject to applicable fees and limits. We are not responsible for third-party service interruptions.
We assist with online government services including passport appointments, bill payments, and document processing. We act as facilitators only and cannot guarantee approval or processing times by government agencies.
You agree to provide accurate, current, and complete information when using our services. You are responsible for maintaining the confidentiality of your account information.
You may not use our services for any illegal or unauthorized purpose. You must not violate any laws in your jurisdiction when using our services.
You are responsible for any content you provide to us for our services. You warrant that you have the right to use such content and that it does not infringe on third-party rights.
Payment terms vary by service. Web development projects typically require a deposit before work begins. Printing services require full payment before production. E-wallet services may have transaction fees.
Refund policies vary by service type. Digital services may have limited refund options once work has begun. Physical products may be refunded if defective or not as described.
Any payment disputes must be raised within 30 days of the transaction. We will work with you to resolve disputes fairly and promptly.
We strive to maintain service availability but cannot guarantee uninterrupted access. Planned maintenance and unexpected outages may occur.
We may rely on third-party services and platforms. We are not responsible for the availability, functionality, or security of third-party services.
Our liability is limited to the amount paid for the specific service. We are not liable for indirect, incidental, or consequential damages.
The Services and their original content, features, and functionality are owned by Koynos Digital and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.
Upon full payment, clients retain ownership of custom work products created specifically for them, subject to our right to showcase such work in our portfolio and marketing materials.
You are responsible for ensuring you have proper licenses for any third-party content you provide for use in our services.
You may terminate your use of our services at any time by contacting us.
We may terminate your access if you violate these Terms or for any other reason.
Upon termination, your right to use the services will cease immediately.
Provisions regarding payment, intellectual property, and limitations of liability will survive termination.
These Terms shall be interpreted and governed by the laws of the jurisdiction in which Koynos Digital operates, without regard to conflict of law provisions.
Any disputes arising from these Terms will be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.
If you have any questions about these Terms of Service, please contact us: